Yes, we are part of the 2 million + Americans who carry credit card debt. We incurred it many years ago while living in another city and not forcing ourselves to live within our means…..unfortunately. Bad choice.
Since that time, we have been whittling down that debt slowly but surely. It just takes time.
Part of the reason for the delay is due to the higher interest rates that most often beset us….sadly.
I recently discovered a pretty neat tool to help you reduce the interest rate on credit cards. It is called NegotiateMyRate. Have you heard about this? It’s a super cool tool. They have scripts for you to use while talking with your credit card company. They offer a tremendous amount of tips to use when negotiating rates. TONS of info!
We’ve all seen those segments on the morning news shows that tell us all about how to lower our interest rates, I don’t know about you, but I don’t always have a piece of paper close by to write them down…..and I certainly don’t remember them after the segment ends!
And the tool it’s FREE!! (winner, winner, chicken dinner!!)
Why not give it a try? It certainly couldn’t hurt. Leave a comment and let me know what you think. Have you tried it? Any other tips on reducing your interest rates? Share, People, SHARE!! :-)
Living deliberately and intentionally,
2 million? I would think 20 million is too small a number.
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